password update

Why do places make such ridiculous time frames for password updates? 60 days is far too frequent to be needing to create a new password. Specially for a system I never really use! I remembered my password to get into my account to change the password. For some reason it would not work. I tried the "forgot my password" option just in case I was incorrect. The system is stupid... before I finished filling out the required security check question, it actually showed my password in the answer text boxes. I quit out of that to attempt it again. It still did not work. So I did the full process and updated it. It I'm running out of password options. My fear is that it doesn't count as me updating the  password since I didn't do it through my account page and only via the forgot password process. That would suck if the password doesn't take.